Household NAV
₹4.62 Cr
YTD +11.4% · 3 members · 87 holdings
Per member
- AS
Aarav
₹2.18 Cr
- SS
Sneha
₹1.82 Cr
- RS
Ravi (senior)
₹62 L
Household allocation
- Equity + MF54%
- FD + bonds28%
- EPF + NPS14%
- Cash4%
Cross-PAN opportunities
- ↗3× ₹1.25L LTCG exemption — one per PAN. Family saves ~₹46k
- ↗Ravi's FDs use §80TTB (₹50k vs ₹10k §80TTA) — shift more interest-bearing assets to him
- !Clubbing applies on gifts from spouse — track carefully