9:41
AS

Portfolio

Portfolio

outperforming

AY 2026-27 · 12-month rolling window

Alpha +5.1% vs Nifty 50 · your ₹2.18 Cr grew 14.2% YTD while Nifty grew 9.1%.

Asset allocation

NAV

₹2.18 Cr

  • Equity₹1.24 Cr · 57%
  • Debt / NPS₹62 L · 28%
  • MF · hybrid₹32 L · 15%

vs balanced ideal (60/30/10) — over-weight equity by 3%, under-weight MF by 5%.

Portfolio value vs Nifty 50

FY 20-21 → FY 25-26

20-21
21-22
22-23
23-24
24-25
25-26

Annualised return 12.4% · vs Nifty 9.1%

Capital gains booked · per AY

STCG (15%)
₹48,200
LTCG (10%)
₹1,12,000 (over ₹1 L threshold by ₹12 k)
Tax impact
+₹8,430
View CG-booked detail →

Goals · funding pace

  • Retirement · 204268%
  • Kids · 203042%
  • Emergency fund · 6mo100%
Map a holding to a goal →

What lost you money

  • PAYTM · sold @ ₹540−₹18,400
  • ABFRL · still holding−₹12,300 (paper)

What made you money

  • HDFC Bank · held since 2022+₹2,40,000
  • ICICIPRUOPP MF · 4-year SIP+₹1,82,500
  • NIFTY ETF · core holding+₹98,600

Gaps in your safety net

  • · No term-life insurance · recommended cover ₹1.5 Cr
  • · Health cover ₹5 L only · recommended ₹10 L family floater
  • · Zero exposure to sovereign gold bonds · 5-10% allocation suggested
See all 47 holdings →