AS
Aarav · self
ITR-1 · filed 14 May
+ ₹18,000
AY26-27
Pro · 3 PANs
Household tax position
+ ₹42,800
Net refund across 3 members
SS
Open Sneha's return →
Sneha · spouse
ITR-2 · CG pending · review needed
+ ₹22,400
RS
Ravi · father (senior)
ITR-1 · pension · 90% done
+ ₹2,400
Cross-PAN optimisations
- ↗Shift FDs to Ravi (senior · ₹3L exemption + §80TTB) — saves ₹14k/yr
- ↗Sneha's MF SIP qualifies §80C — already maxed for Aarav
- !Clubbing rule applies on minor's investment income