₹ Chitragupt

For salaried filers in India

Know exactly what to file.
Tax, expense, and portfolio — in one place.

Upload your Form 16, AIS, 26AS, and bank statements. We pull out the numbers, pick the right ITR form, compare old vs new regime, and hand you a CA-ready PDF — or a verified CA from our marketplace.

Hosted in India · Support tickets answered within 7 days

Income

₹38.2L

Expense

₹21.6L

Invested

₹8.32L

Tax position · AY 2026-27

ITR-1 · new regime ✓

+ ₹18,000 refund

Old regime would owe ₹14k more.

Cashflow · 12 months

Saved 21% of income · big-invest month flagged (drew from balance).

Features

Four pillars, one ledger

Inbox keeps the documents. Tax, Expense, and Portfolio turn them into answers. Same data, four lenses.

Inbox

Every tax document in one place.

Drop files · PDF · XLSX · ZIP

Folders

Confirmed 11 Review 1 Failed 1 Locked 1
  • F16

    form-16-ay-2026-27.pdf

    Form 16 · Manifest Infotech

    Confirmed
  • 26AS

    form-26as-ay-2026-27.pdf

    Form 26AS · CPC-TDS · 4 pages

    Confirmed
  • AIS

    ais-ay-2026-27.pdf

    AIS · 12 info codes · awaiting confirmation

    Review →
  • hdfc-statement-may-2026.pdf

    Encrypted PDF · enter PAN to unlock

    Locked

Drop PDFs, statements, and ZIPs all year. We catalogue them, dedupe duplicates, and tell you what's missing. Uploads are free; parsing your Form 16, AIS, 26AS, and bank statements unlocks when you pay.

Tax Review

The right ITR. The right regime. Filed without guessing.

AY 26-27 25-26 24-25
Refund + ₹18,000

What you claimed

₹4.67L

  • HRA₹2.4L
  • §80C₹1.5L
  • Std₹50k
  • §80D₹25k

Regime · New wins

Old

₹98k · 11.7%

New ✓

₹84k · 10.0%

Deductions waterfall

  • Gross salary₹19.6L
  • − HRA−₹2.4L
  • − §80C−₹1.5L
  • − §80D−₹25k
  • Tax + cess₹2.84L
  • − TDS−₹3.02L
  • Refund+ ₹18,000

Quick Check

8 / 15
  • ✓Salaried?Yes
  • ✓HRA?₹2.4L
  • ✓§80C?₹1.5L
  • ✓§80D?₹25k
  • 9Capital gains?Upload
  • 10Rental income?
  • 11Foreign income?

We pick the right ITR form for you, compare the old and new tax regimes, find tax-saving deductions you missed, and help connect you to a real accountant.

Expense Review

See where your money goes — and when you ran short.

Income

₹38.2L

Expense

₹21.6L

Invested

₹8.32L

Saving

₹8.06L

Cashflow · 12 months

Exp Inv Sav In

Saved 21% of income · February drew ₹1.96L from balance (tax + investment same month).

We auto-categorise every transaction and show you income, expense, savings, and where your money went over any time range. The same data flows into Tax Review for tax-saving deductions under sections 80C and 80D.

Portfolio Review

Every gain, every dividend, every drift.

Portfolio · outperforming
Range 1M 3M 6M 1Y Custom
AI advisor surfaced 16 calls · 6 Stop · 5 Do more · 5 Add

Asset allocation

NAV

₹2.18Cr

Now Ideal Δ
Equity 60 60 0
FDs 24 25 −1
EPF 12 10 +2
Cash 4 5 −1

Portfolio value vs Nifty 50 · 1Y

Invested Realised gain Realised loss Your value Nifty hypo
+5.1pp

YTD +14.2% vs Nifty +9.1% · ahead by ₹4.8L over the period.

Capital gains booked · per AY

₹1.25L tax-free headroom

23-24 ₹85k 24-25 · ₹0 tax ₹2.3L 25-26 · ₹13k tax ₹0 so far 26-27 +₹1.25L free

Book up to ₹1.25L LTCG before 31 March 2027 at ₹0 tax (§112A exemption).

Goals · funding pace

  • Retirement72%
  • House '2891%
  • Kid UG '3144%

Compare your portfolio to the Nifty 50, see how you're spread across equity, debt, and gold, and get nudges on tax-free profit you haven't booked yet. The gains flow straight into Tax Review.

Tax · Expense · Portfolio are workspace-scoped — switch between Personal and Family from your avatar dropdown.

Real Accountants

Need help?
Talk to a real accountant.

Every accountant on our panel is ICAI-verified. Pick one, see their price, and start chatting in two minutes. They set their own rates — we don't take a cut from you.

Browse accountants →

Featured CA's on the panel

How pricing works

Every accountant sets three separate rates — Consultation, ITR Filing, and Notice & Defence — shown on their card. You pay the listed price; we take a small platform fee from the accountant, not from you. Rates and reviews are visible before you book.

Pricing

Pay once per year, per tax filing. No subscriptions.

One-time charge, per assessment year. No card kept on file. Refundable within 14 days of unlock.

See full feature comparison →

Free

Inbox

₹0

forever

No card. No expiry.

Get organised. The vault is yours all year.

  • Upload any tax document
  • 200 MB storage
  • Past-AY reviews · always free
  • Invite a CA · read-only share (free)
  • Parsing & reviews unlock on upgrade
Start free →

Self

Tax · Expense · Portfolio

₹249

per AY · one-time

Get the answers. All three reviews unlocked for the current year.

  • Everything in Free
  • All documents parsed automatically
  • Tax + Expense + Portfolio reviews
  • Share your Tax Review with your CA
  • 5 GB storage
Unlock for ₹249 →
Most popular

AI Self

+ AI Q&A

₹499

per AY · one-time

On Self? Top up ₹250.

Ask anything. Get a real number from your own documents.

  • Everything in Self
  • 5 AI questions per day on your docs
  • Every answer cited to the source doc
  • Quota resets midnight IST
Unlock for ₹499 →

Pro Family

6 PANs

₹799

per AY · whole family

On AI Self? Top up ₹300.

Cover everyone. One unlock, six PANs, shared workspace.

  • Everything in AI Self
  • Up to 6 family PANs in one workspace
  • Household stacked tax + cashflow
  • AI quota shared across family
  • 5 GB storage per PAN
Unlock for ₹799 →
  • 14-day refund · no questions asked
  • No subscriptions · no auto-renew
  • UPI · cards · netbanking · Razorpay
  • Pay once · access all year

FAQ

Common questions from salaried filers.

Do you file my ITR for me?

Not directly today. We're applying for the ERI licence; once we hold it, you'll file directly through Chitragupt. Until then, we hand you a CA-ready packet and connect you to a verified CA.

What if the engine is wrong?

Every number cites the document it came from, and every rule references the relevant section of the Income Tax Act. If edge cases (Schedule FA, mid-year residency change, business income) apply, you'll see a clear note about it — we don't bluff.

Is the AI advisor live?

Yes. AI Self and Pro Family both include it — 5 questions a day on your own documents, with every answer linked back to the source document. Quota resets at midnight IST. Pro Family shares the daily quota across the whole household.

Can I share my Tax Review with my own CA?

Yes. Settings → Sharing → Invite a CA. They get an invite link to read your confirmed documents and Tax Review (read-only, scoped to the AYs you pick, revocable any time). Free.

What happens to my data if I delete my account?

Settings → Privacy → Delete account. 7 days grace window (cancellable). After that, every document, ledger entry, and analyze output is wiped. You receive a deletion certificate via email.

Why does Form 16 alone get to a number?

For most salaried filers, Form 16 carries gross salary, employee PF, professional tax, 80C, 80D, HRA exemption, and TDS — everything the engine needs. We surface "where 26AS or AIS would add more" right next to the headline number so you know what's missing.

Do you store my Aadhaar number?

We don't extract Aadhaar fields from your documents into our database. If you upload a document image (your Aadhaar card itself, for example) into the Inbox for safekeeping, it stays in your private vault — only you and people you explicitly share with can see it.