Portfolio SEBI strip across all variants

Decision

All portfolio surfaces drop fund recommendations, per-stock HOLD/REVIEW/SELL verdicts, and trade-timing nudges. Recommendation sections are reframed as observations from the user's own data ("What lost you money / What made you money / Gaps in your safety net"). Every portfolio page footer carries the same SEBI disclaimer: "Chitragupt does not give investment advice or trade for you. For investment decisions, speak with a SEBI-registered advisor."

Why

Multiple portfolio variants (portfolio-unlocked-strong, portfolio-unlocked-cg-booked, portfolio-holdings, portfolio-family, portfolio-view-only, portfolio-locked, portfolio-empty) had been carrying specific fund recommendations (PPFAS Flexi Cap, NIFTYBEES, EBBETF0430-F, US S&P 500 ETF), per-stock verdicts with technical signals (PE 35x, RSI 78), and trade-timing nudges. All cross into SEBI-registered-investment-advisor territory. The read-only-review principle that forbids open-ended AI tax advice applies equally to portfolio recommendations.

Impact

• Affected surfaces: portfolio-unlocked-strong, portfolio-holdings, and the portfolio-family / portfolio-view-only / portfolio-locked / portfolio-empty variants tracked in .context/designs/.
• Per-row HOLD/REVIEW/SELL badges on holdings table dropped — replaced with a neutral "Notes" column.
• Recommendation panels reframed as observation-of-own-data panels (what made money / what lost money / what's missing from the safety net).
• SEBI disclaimer footer is now a canonical copy string (candidate addition to copy-strings).
• Tightens scope of pillar-portfolio — chitragupt observes, never recommends.

Status

Active.

Sources

• .context/wiki/decisions/* § "2026-06-26 — portfolio SEBI strip across all variants"